More About Your Digital Wallet

• In simple terms, a digital wallet is an electronic version of your physical wallet you carry. It stores your payment information in an online account. When you are making a purchase, you can use your digital wallet from your mobile device to provide information instead of presenting the card each time.
• Here is how it works. If you decide to add your debit card number to a mobile device or digital wallet, our debit card provider, Visa, will issue a “token” or digital account number behind the scenes. Then when you initiate transactions with a mobile device, using this “token” or digital account number, not your debit card number, will be used to process the transaction, just like a traditional debit card payment. Because the “token” doesn’t carry your debit card number, you are less likely to become a victim of fraudulent activity.